Okay, so I’m terribly unorganised. I leave everything to the last minute, which meant that not only did I have Christmas shopping to do, but I had various other finance related things hanging over my head that I needed to deal with. I made a promise to myself that I’d get up early today, head into town and beat the crowd. By 11am I had dealt with the bank, paid off my credit card, posted my Christmas cards, and wrapped up my shopping. And snapped some street photography, too!